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   <title>Money Matters Blog</title>
   <link>http://www.diy-personal-money-matters.com/money-matters-blog.html</link>
   <description>The DIY Personal Money Matters Blog keeps you up-to-date with additions and changes to the diy-personal-money-matters.com website.  Subscribe here!</description>
   <language>en-us</language>
   <category domain = "http://www.diy-personal-money-matters.com/money-matters-blog.html#">money matters</category>
   <pubDate>Sat, 31 May 2008 05:52:59 GMT</pubDate>
   <lastBuildDate>Sat, 31 May 2008 05:52:59 GMT</lastBuildDate>
   <copyright>diy-personal-money-matters.com</copyright>
   <item>
    <title>Privacy Policy</title>
    <link>http://www.diy-personal-money-matters.com/privacy-policy.html</link>
    <description>On this page you will find the privacy policy of DIY-Personal-Money-Matters.com.</description>
    <pubDate>Sat, 31 May 2008 04:50:16 GMT</pubDate>
   </item>
   <item>
    <title>Personal Goal Setting</title>
    <link>http://www.diy-personal-money-matters.com/personal-goal-setting.html</link>
    <description>Before you develop a personal budget, you really need to do some personal goal setting!  If you don't you might find that the resulting budget plan is anything but achievable.</description>
    <pubDate>Sat, 31 May 2008 04:05:00 GMT</pubDate>
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   <item>
    <title>Tips on How to Spend Less</title>
    <link>http://www.diy-personal-money-matters.com/tips-on-how-to-spend-less.html</link>
    <description>Do you have any great tips on how to spend less money?  Use the form on this page to share your tip with other internet users.</description>
    <pubDate>Sat, 31 May 2008 03:05:15 GMT</pubDate>
   </item>
   <item>
    <title>Finding the Right Coach</title>
    <link>http://www.diy-personal-money-matters.com/finding-the-right-coach.html</link>
    <description>Finding the right coach is critical to the success or failure of your coaching sessions. So where do you go to find a coach and what should your look for?</description>
    <pubDate>Tue, 27 May 2008 11:14:37 GMT</pubDate>
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   <item>
    <title>A Definition of Coaching</title>
    <link>http://www.diy-personal-money-matters.com/definition-of-coaching.html</link>
    <description>If you are going to consider coaching as an support while you are attempting to take control of your finances, a definition of coaching may come in handy!</description>
    <pubDate>Tue, 27 May 2008 11:01:38 GMT</pubDate>
   </item>
   <item>
    <title>Coaching Ethics</title>
    <link>http://www.diy-personal-money-matters.com/coaching-ethics.html</link>
    <description>What are Coaching Ethics and why are they so important?</description>
    <pubDate>Tue, 27 May 2008 10:46:05 GMT</pubDate>
   </item>
   <item>
    <title>Benefits of Coaching</title>
    <link>http://www.diy-personal-money-matters.com/benefits-of-coaching.html</link>
    <description>If you are considering entering into a coaching relationship, it might be useful to get a bit of an idea of what to expect (i.e. the benefits of coaching!).</description>
    <pubDate>Tue, 27 May 2008 10:28:51 GMT</pubDate>
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    <title>Trash and Treasure Markets</title>
    <link>http://www.diy-personal-money-matters.com/trash-and-treasure.html</link>
    <description>One of the options for selling your unwanted items is taking them all to a Trash and Treasure Market.</description>
    <pubDate>Tue, 20 May 2008 11:17:26 GMT</pubDate>
   </item>
   <item>
    <title>Contact Me!</title>
    <link>http://www.diy-personal-money-matters.com/contact.html</link>
    <description>Do you want to contact me?  Just use to contact form on this page to send me your question, comments, or suggestions about my site.</description>
    <pubDate>Tue, 20 May 2008 11:14:16 GMT</pubDate>
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   <item>
    <title>Selling to Second Hand Dealers</title>
    <link>http://www.diy-personal-money-matters.com/second-hand-dealers.html</link>
    <description>Another option for selling that unwanted stuff is approaching any local Second Hand Dealers.</description>
    <pubDate>Tue, 20 May 2008 11:04:53 GMT</pubDate>
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   <item>
    <title>Garage Sale Tips</title>
    <link>http://www.diy-personal-money-matters.com/garage-sale-tips.html</link>
    <description>Looking for Garage Sale Tips?  A bit of preparation can make all the difference to the success of your garage sale!</description>
    <pubDate>Tue, 20 May 2008 10:21:28 GMT</pubDate>
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    <title>Selling Your Stuff - What To Do First</title>
    <link>http://www.diy-personal-money-matters.com/selling-your-stuff.html</link>
    <description>So you are about to start selling your stuff, all those possession that are no longer wanted or needed, but there are one or two things you should do before you place the advert.</description>
    <pubDate>Tue, 20 May 2008 10:07:16 GMT</pubDate>
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    <title>Selling That Unwanted Stuff</title>
    <link>http://www.diy-personal-money-matters.com/selling-that-unwanted-stuff.html</link>
    <description>Now that you have completed your personal asset inventory, you will have identified a number of unwanted possessions.  On this page you will find information on selling that unwanted stuff.</description>
    <pubDate>Tue, 20 May 2008 09:51:21 GMT</pubDate>
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    <title>Personal Debt Patterns</title>
    <link>http://www.diy-personal-money-matters.com/personal-debt-patterns.html</link>
    <description>What are your personal debt patterns?  Do you really know where your money goes?  If you are serious about taking control of your personal finances you need a clear picture of your future commitments.</description>
    <pubDate>Sun, 04 May 2008 08:32:56 GMT</pubDate>
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    <title>Personal Asset Inventory</title>
    <link>http://www.diy-personal-money-matters.com/personal-asset-inventory.html</link>
    <description>Would you like to know how to go about calculating your personal asset inventory?  This is a necessary step before you can work out your net worth.</description>
    <pubDate>Sun, 04 May 2008 06:23:32 GMT</pubDate>
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    <title>How to Eliminate Nonessential Expenses</title>
    <link>http://www.diy-personal-money-matters.com/eliminate-nonessential-expenses.html</link>
    <description>Do you want to know how to eliminate nonessential expenses and change your spending habits?</description>
    <pubDate>Sun, 04 May 2008 06:13:57 GMT</pubDate>
   </item>
   <item>
    <title>Personal Balance Sheet</title>
    <link>http://www.diy-personal-money-matters.com/personal-balance-sheet.html</link>
    <description>Do you know what your net worth is?  A personal balance sheet can help you to understand what your net worth is comprised of and allow you to make rational decisions.</description>
    <pubDate>Sun, 04 May 2008 06:00:56 GMT</pubDate>
   </item>
   <item>
    <title>What are Your Spending Patterns</title>
    <link>http://www.diy-personal-money-matters.com/spending-patterns.html</link>
    <description>What are your spending patterns?  Do you really know where your money goes?  If you are serious about taking control of your personal finances you need to have a clear picture of your spending.</description>
    <pubDate>Sun, 04 May 2008 05:42:22 GMT</pubDate>
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    <title>Getting Started</title>
    <link>http://www.diy-personal-money-matters.com/getting-started.html</link>
    <description>If you are going to take control of your finances, you first need to work out where you are now.  Getting started is as easy as working out how much money you have coming in and where it has gone.</description>
    <pubDate>Sun, 04 May 2008 05:30:51 GMT</pubDate>
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    <title>The Money Coach</title>
    <link>http://www.diy-personal-money-matters.com/the-money-coach.html</link>
    <description>So are you wondering what the Money Coach can do for you?</description>
    <pubDate>Sun, 04 May 2008 05:23:53 GMT</pubDate>
   </item>
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    <title>Budgeting Tools</title>
    <link>http://www.diy-personal-money-matters.com/budgeting-tools.html</link>
    <description>Looking for budgeting tools to help you to develop and manage your budget?</description>
    <pubDate>Sun, 04 May 2008 05:00:55 GMT</pubDate>
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    <title>Budgeting Mistakes</title>
    <link>http://www.diy-personal-money-matters.com/budgeting-mistakes.html</link>
    <description>Would you like to avoid some of the more common budgeting mistakes? This is much easier to do, if you know what they are!</description>
    <pubDate>Thu, 01 May 2008 11:28:05 GMT</pubDate>
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    <title>Budgeting Skills</title>
    <link>http://www.diy-personal-money-matters.com/budgeting-skills.html</link>
    <description>What budgeting skills or habits do you need to develop to design and manage a successful budget?</description>
    <pubDate>Thu, 01 May 2008 11:10:07 GMT</pubDate>
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    <title>Personal Income Sources</title>
    <link>http://www.diy-personal-money-matters.com/personal-income-sources.html</link>
    <description>What are your personal income sources?  You really need to know before you can take control of your personal finances and develop realistic financial goals.</description>
    <pubDate>Wed, 30 Apr 2008 09:43:35 GMT</pubDate>
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    <title>Budgeting Concepts</title>
    <link>http://www.diy-personal-money-matters.com/budgeting-concepts.html</link>
    <description>If you are planning on developing a budget to help you achieve your financial goals, gaining a basic understanding of budgeting concepts is a reasonable place to start.</description>
    <pubDate>Wed, 30 Apr 2008 08:32:18 GMT</pubDate>
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    <title>Personal Budget Planning</title>
    <link>http://www.diy-personal-money-matters.com/personal-budget-planning.html</link>
    <description>Why personal budget planning?  A budget is essentially a plan. A plan implies that you are working towards a goal and have developed strategies which will enable you to move away from the status quo!</description>
    <pubDate>Wed, 30 Apr 2008 08:19:33 GMT</pubDate>
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    <title>Your Money Personality</title>
    <link>http://www.diy-personal-money-matters.com/your-money-personality.html</link>
    <description>Your Money Personality (1988) by Kathleen Gurney explains the nine money personalities in Gurneys typology.</description>
    <pubDate>Wed, 30 Apr 2008 08:05:27 GMT</pubDate>
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    <title>Conscious Finance - A Book Review</title>
    <link>http://www.diy-personal-money-matters.com/conscious-finance.html</link>
    <description>Conscious Finance (2005) by Rick Kahler and Kathleen Fox will help you to discover your unconscious money beliefs.</description>
    <pubDate>Wed, 30 Apr 2008 08:00:37 GMT</pubDate>
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    <title>Locus of Control</title>
    <link>http://www.diy-personal-money-matters.com/locus-of-control.html</link>
    <description>Have you heard of Locus of Control before?  Are you an Internal or an External and how does your orientation affect the way you manage your money?</description>
    <pubDate>Wed, 30 Apr 2008 04:02:54 GMT</pubDate>
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    <title>What is Budgeting?</title>
    <link>http://www.diy-personal-money-matters.com/what-is-budgeting.html</link>
    <description>One of the strategies you can use to manage your money is budgeting.  But before you jump right in, it might be a good idea to ask 'What is Budgeting?'</description>
    <pubDate>Wed, 30 Apr 2008 03:21:34 GMT</pubDate>
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    <title>About Me</title>
    <link>http://www.diy-personal-money-matters.com/about-me.html</link>
    <description>About Me: My name is Deb Mason and DIY Personal Money Matters is my website.</description>
    <pubDate>Wed, 30 Apr 2008 02:52:57 GMT</pubDate>
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    <title>Q and A</title>
    <link>http://www.diy-personal-money-matters.com/q-and-a.html</link>
    <description>Do you have a question about managing your money?  Use the form on the Q and A page to submit your question and create your very own web page.</description>
    <pubDate>Wed, 30 Apr 2008 02:25:34 GMT</pubDate>
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    <title>The Psychology of Money</title>
    <link>http://www.diy-personal-money-matters.com/psychology-of-money.html</link>
    <description>To most of us, money is not just a medium of exchange.  The psychology of money is a complex mixture of feelings and beliefs that can have a devastating impact on our ability to manage our money.</description>
    <pubDate>Wed, 30 Apr 2008 02:23:30 GMT</pubDate>
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    <title>No Such URL</title>
    <link>http://www.diy-personal-money-matters.com/no-such-url.html</link>
    <description>No Such URL</description>
    <pubDate>Wed, 30 Apr 2008 02:21:02 GMT</pubDate>
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    <title>Negative Beliefs About Money</title>
    <link>http://www.diy-personal-money-matters.com/negative-beliefs-about-money.html</link>
    <description>Do you hold any negative beliefs about money?  Even if you say no, they might still be there hiding deep within your subconscious!</description>
    <pubDate>Wed, 30 Apr 2008 02:17:25 GMT</pubDate>
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    <title>Money Personalities</title>
    <link>http://www.diy-personal-money-matters.com/money-personalities.html</link>
    <description>In 1988 Dr. Katherine Gurney developed a methodology which categorizes individuals into the following nine distinct money personalities.  Which money personality are you?</description>
    <pubDate>Wed, 30 Apr 2008 02:09:09 GMT</pubDate>
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    <title>DIY Personal Money Matters</title>
    <link>http://www.diy-personal-money-matters.com/index.html</link>
    <description>Money matters. Everyone needs it, most people do not seem to have enough of it.  Even people who appear to have a lot of it, want more.  Do you have enough money?</description>
    <pubDate>Wed, 30 Apr 2008 01:40:24 GMT</pubDate>
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    <title>Locus of Control and Money</title>
    <link>http://www.diy-personal-money-matters.com/locus-of-control-and-money.html</link>
    <description>How does your locus of control impact on the way your manage your money and what can you do about it? </description>
    <pubDate>Wed, 02 Apr 2008 12:10:50 GMT</pubDate>
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    <title>New Blog on the Web!</title>
    <link>http://www.diy-personal-money-matters.com/money-matters-blog.html#New-Blog-on-the-Web!</link>
    <description>My web empire continues to expand!  This week I have added a new site to my collection - &lt;a href=&quot;http://www.deb-mason.com&quot;&gt;Deb Mason's Money Blog&lt;/a&gt;.  A site where you are all welcome to participate in discussions about all things money.

Please feel free to check it out.</description>
    <pubDate>Sat, 29 Mar 2008 07:21:42 GMT</pubDate>
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    <title>SBI's Spring Special!</title>
    <link>http://www.diy-personal-money-matters.com/money-matters-blog.html#SBIs-Spring-Special!</link>
    <description>&lt;table align=&quot;left&quot;&gt;&lt;tr&gt;&lt;td&gt;&lt;a href=&quot;http://order.sitesell.com/deb4614-get-a-site.html&quot; target=&quot;_blank&quot;&gt;&lt;img src=&quot;http://graphics.sitesell.com/snippet/promo-88x31.gif&quot; alt=&quot;Special SiteSell Promotion&quot; border=&quot;0&quot; width=&quot;88&quot; height=&quot;31&quot;&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;Available until March 21st. Buy one site for the normal $299 and have the option to buy a second site for only $100!

With this special you can work on one site at a time as you have a full nine months to activate the second site.  Your twelve month subscription for the second site commences on the date of activation!

Maximum of one per customer.</description>
    <pubDate>Sat, 15 Mar 2008 22:18:21 GMT</pubDate>
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    <title>Yahoo Authentication</title>
    <link>http://www.diy-personal-money-matters.com/y_key_6303e4b04cf54c5f.html</link>
    <description></description>
    <pubDate>Wed, 20 Feb 2008 07:51:30 GMT</pubDate>
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    <title>Verification</title>
    <link>http://www.diy-personal-money-matters.com/googleec634df8c4d6b93f.html</link>
    <description></description>
    <pubDate>Wed, 20 Feb 2008 07:38:46 GMT</pubDate>
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